Ojonugwa Julius Akubo's Blog

A Business proposal is a written offer from a seller to a prospective buyer so it must be written in a way that will captivate and meet the desires of the customer.  Knowing that ywants you would have to conduct a thorough research on your customer . This will help you answer your customer's questions well hence making your proposal acceptable and convincing.  Also in writing a business proposal,it must be written to project what the customer's want and not just what you want to tell them. For example a business proposal to a bank must be able to generate more customers hence you would be joking. So also you must first consider the need of customers before proposing any business to them.  In summary a bussines proposal deservs a good background reseach to be officially a d externally acceptable.

Every living personality desires a successful life of having a buoyant and fat pulse for personal  use and also for helping others but we lack means of  actualizing this dreams . We shall be giving you some little tips needed to actualize your dream of a fat  pulse. start thy pulse to fattening. i.e to say you must first cultivate a saving habit control your expenses by budgeting based on needs and not just want make your gold multiply  by cultivating a habit of investing guard your treasures from loss i.e you must invest wisely make of your dwelling a profitable investment; learn to use your profits for capital projects insure a future income (futuristic saving ) increase your ability to earn by learning new things

Islamic banking is a system of banking that is based on the sharia laws also known as the Islamic laws. The Islamic banking as guided by the Islamic economics is operated based on two major principles * The sharing of loss and profit and, *The prohibition of the collection and disbursement of interest as is not permitted in the Islamic law The worlds first full fledged Islamic bank was and is the Dubai Islamic Bank established in 1975 Its major advantage is hinged in the fact that it protects borrowers from paying any form of interest on some kind and types of loans. So the borrowers just pay a little sum of money as gratuity to the lenders. While on the disadvantageous side all activities under this system of banking are based on Islamic Morales since its principles are from Islamic laws therefore it exempts investments in some kind of commodities like investment on alcohol, pork and some other materials.

Owing to recent trends in the Nigeria economic,educational and political sectors one is left with little conviction on what the future holds for this great nation. These strategic quagmires have brought serious worries to both the young and the old in this country. Politicians have become sycophants as they have turn politics to game and political offices to business centers. Education has become a mere activity instead of being a center for producing efficient and reputable labour for the country so what is the fate of this nations economy?

In the past people have believed that making profit was the only criterial for venturing into any form and type of business in the economic world. But as the world kept evolving Authorities like Hugo Simon, William Baumol,Oliver Williamson amongst others have being able to research and have discovered that there are actually other alternative objectives in business apart from profit maximisation few of which we shall be briefly discussing in this particular article . * SATISFICING OBJECTIVE: this was postulated by Hugo Simon. It preaches deviation from the normal objective of business in that it talks about setting down minimum target by the firm or business involved in terms of achieving minimum revenue and profit since the cost and knowledge for achieving the profit maximisation is high than the business can bear. *SALES REVENUE MAXIMIZATION: this was advocated by William Baumol it advocates the fact that sales revenue correlates better with salaries and at such is more efficient

Every year our higher institutions of learning be it private or publìc ejects thousands of graduates into the society. And the formal(public) sector and informal(private) sector as well get to retire so many people in the society yet the unemployment rate is grossly alarming. Back in the late sixtys down to the early eighties the nigerian government was more than able to efficiently employ all its unemployed citizens which it did to some extends . But as the years kept going populational status of the country arithmetically grew and the educational standard drastically depriciated either as a result of failure on the part of the educators or the people to be educated which brings us to the focal point of this article. . As a matter of fact most people in nigeria are not employed because they is no job for them, but that they lack the requirement and "back up " they need. * Requirement in that the graduate are either incompetent or too dependent. If you must become citi